Retire in Fredericksburg


Find out how much it costs to live in Fredericksburg.

Cost of Living

Kiplinger Rating:

Tax Friendly

State Income Tax:


Social Security Tax?


County + State Sales Tax


Property Tax Rate *


Property Tax Ranking (County Property Tax rank out of 2,773, higher rank=lower rate) *


* 2008-2010

Cost of Living Index (100=average):


Housing + transportation costs as % of income:


Tax Details

State Sales Tax Breaks for Seniors:


Pensions Taxed?


Tax burden: % income going to state and local taxes:


Inheritance and estate taxes (per Kiplinger):


Taxing of other retirement income (per Kiplinger):


Property Tax Break for Seniors (per Kiplinger):

If you are age 65 or older, or disabled, you qualify for the homestead exemption as soon as you turn 65; you need not own your home on January 1, but the home must be your principal residence. For homeowners who are 65 and older or who are disabled, $10,000 (in addition to the regular $15,000 homestead exemption) of the property's assessed value is exempt from school taxes. Other taxing units may offer an exemption of at least $3,000 to homeowners who are age 65 or older or who are disabled (at the taxing unit’s discretion or as a result of a voter petition).\n\nOnce a homeowner turns 65 or is disabled, the owner benefits from a tax ceiling for that home for school taxes. If the homeowner improves the home (other than normal repairs or maintenance), the tax ceiling is adjusted for the new additions. School-district taxes are frozen at the level imposed on the residence the year the owner turned 65 or became disabled. Counties, cities, towns and junior-college districts can establish a tax freeze on homesteads of people who are 65 or older or who are disabled.\n\nA homeowner who is 65 or older or disabled may qualify to defer their property taxes until he or she no longer owns or occupies the home as a residence. Property taxes continue to accrue during the deferral period and are assessed interest at the rate of 8% a year. Once the deferral ends, the taxes and accrued interest must be paid.


For more detailed tax information from Kiplinger, visit

Real Estate

eRetirements has partnered with a network of over 12,500 top performing Realtors covering 91% of the United States. These Realtors will show you around town, assist you in viewing properties, and provide you with local info that would be nearly impossible to discover on your own.

Real Estate overview not available for Fredericksburg

To learn more about real estate in Fredericksburg book a visit and we'll help you find the right place to live.

Work Potential

  • Area
  • National Average

5 Largest Companies

  • U.S. Department of Defense
  • Stafford County Schools
  • Geico, Government Insurance
  • Spotsylvania County School Board
  • Mary Washington Hospital

GDP Growth Last 3 Years


Income Growth Last 3 Years


Employment Growth Last 3 Years


Top Industries Hiring

  • Construction
  • Retail trade
  • Mining, quarrying, and oil and gas extraction
  • Professional, scientific, and technical services
  • Information

Breakdown Fulltime vs Part Time over 65 (%)

  • Part Time over 65
  • Full Time Over 65

Occupation Breakdown (%)

  • Management, Business, Science & Arts (MBSA)
  • Natural Resources, Contruction & Maintenance (NRCM)
  • Production, Transportation, Materials & Moving (PTMM)
  • Sales & Office (S&O)
  • Service

Didn't find what you're looking for? Ask the community a question.