Retire in San Diego


Find out how much it costs to live in San Diego.

Cost of Living

Anyone who has visited, or lives in San Diego can admit: the city is quite expensive, with a cost of living much higher than the national average. You won't find much of a break in the way of taxes either, with a "Least Tax Friendly" rating from Kiplinger. Whether or not the California lifestyle is worth the cost will be solely up to you.

Kiplinger Rating:

Least Tax Friendly

State Income Tax:


Social Security Tax?


County + State Sales Tax


Property Tax Rate *


Property Tax Ranking (County Property Tax rank out of 2,773, higher rank=lower rate) *


* 2008-2010

Cost of Living Index (100=average):


Housing + transportation costs as % of income:


Tax Details

State Sales Tax Breaks for Seniors:


Pensions Taxed?


Tax burden: % income going to state and local taxes:


Inheritance and estate taxes (per Kiplinger):


Taxing of other retirement income (per Kiplinger):


Property Tax Break for Seniors (per Kiplinger):

In 2014, the Governor reinstated the property tax postponement program, which provides property-tax relief to senior citizens, with revisions. Senior, blind and disabled citizens with an annual income of less than $35,000 and 40% equity in their homes can defer payment of property taxes, beginning September 2016. Each county may also implement a property tax postponement program of its own if it elects to do so.


For more detailed tax information from Kiplinger, visit

Real Estate

eRetirements has partnered with a network of over 12,500 top performing Realtors covering 91% of the United States. These Realtors will show you around town, assist you in viewing properties, and provide you with local info that would be nearly impossible to discover on your own.

Real Estate overview not available for San Diego

To learn more about real estate in San Diego book a visit and we'll help you find the right place to live.

Work Potential

Sunny San Diego has an average unemployment rate, and an average percentage of individuals 65+ who are in the workforce. The University of California, County of San Diego, and the San Diego Unified school district are some of the largest employers in the area.

  • Area
  • National Average

5 Largest Companies

  • University of California
  • County of San Diego
  • United States Navy
  • San Diego Unified School District
  • Sharp Health Care

GDP Growth Last 3 Years


Income Growth Last 3 Years


Employment Growth Last 3 Years


Top Industries Hiring

  • Health care and social assistance
  • Accommodation and food services
  • Construction
  • Retail trade
  • Administrative and waste management services

Breakdown Fulltime vs Part Time over 65 (%)

  • Part Time over 65
  • Full Time Over 65

Occupation Breakdown (%)

  • Management, Business, Science & Arts (MBSA)
  • Natural Resources, Contruction & Maintenance (NRCM)
  • Production, Transportation, Materials & Moving (PTMM)
  • Sales & Office (S&O)
  • Service

Didn't find what you're looking for? Ask the community a question.